How It Works

create account


Create an Account

Sign up on Kolopay here using your fullname,number,email address and password


Setup Saving Goals

Create your goal(s) with a name,amount you want to save and set a withdrawal date

savings goal
start saving


Start Saving

Link your debit card to your saving goal and start saving money immediately


Grow Your Savings

Enjoy up to 10% interest on your savings while using KoloPay


Why Kolopay ?



Automatically save a fixed amount either Daily, weekly or monthly.



Save any amount at anytime and anyday you want.



Invite people to contribute toward your goal (crowd-fund).


Multiple Goals

Setup savings towards many goals e.g Just Savings,Rent,School fees,Car, etc.


10% Interest Rate

Enjoy up to 10% annual interest on your savings when you lock your goals.



Your personal information is encrypted and transactions are securely processed.

Do More With The App

Save On The Go

Automatically save a fixed amount Daily,Weekly or Monthly.

Secure Funds

Automatically save a fixed amount Daily,Weekly or Monthly.

Real Customers Reviews

“My name is Joy, I started using kolopay in November 2018, at first I was skeptical but now I'm glad I started this journey. I even won 10k for saving during the save 'n' win promo and I was so excited. The auto save feature makes savings stress free, I'm so happy I started this journey.”

Joy Temewei


i came across kolopay on IG and at first I and my woman had our worries considering previous experiences from schemes. We set our minds at one goal, win or lose but with kolopay we won and still winning. For me is the best app to plan your finances and your future .”

Abolaji Adekanbi


“Kolopay is a great app.I have saved on the platform for some months now and the stability is awesome! I have my savings in lock so I am sure of getting up to 10% interest.koloPay is simply amazing! I am recommending all my family and friends!”

Esther Moses

Abuja ,Nigeria

“ Thank you for inventing this beautiful and easy application, Just within a month i was able to save 100 thousand naira. Thank you for what you do”

Adesola Omolara.K


“ It's really simple to use and very flexible.i can start my savings now! ”

Given Njoku


“KoloPay is one of the best apps I’ve used to achieve my financial goals. The app is built to suit any financial goal and it has a lot of amazing features such as saving according to your capacity. It’s safe and I bet you’ll love it too!”

Bisi Esther


Lets Help You Achieve Your Savings Goals